Why do I need health insurance?

Traveling for school, work, or fun is an exciting and insightful experience. It can also be dangerous to be in a foreign country without protection, health insurance gives you the peace of mind that you'll be safe while you enjoy your visit!


Which plan is right for me?

Our Plans page includes descriptions for each plan, but if you're still not sure which one to choose feel free to contact us and we will help you choose the right plan for you!  Call us at 1-800-247-5575 or Email us at info@visitinsurance.com - we'll be happy to help you choose the best health plan for your needs and budget!


What's a deductible?

For a covered medical expense, the Deductible is the portion of your medical bill that is your responsibility.  The Deductible will first be subtracted from the total medical bill.  The remaining amount will then be multiplied by the coinsurance (if any) to arrive at the amount which must be paid by the insurer and the amount which remains the responsibility of the insured. An "annual" deductible is payable only ONCE per plan year.  A "per occurrence" deductible is payable for each separate accident or illness.  Please compare Plans carefully, or call us for assistance.


A co-pay is a fixed amount you pay for a health care service, usually when you receive the service. The amount can vary by the type of service. You may also have a co-pay when you get a prescription filled.

 

What are co-pays?


Insurance quotes are calculated using a variety of factors depending on preexisting conditions, size of your group, and much more. You can use the quote calculator when ordering a plan to see how much your insurance will be.

Why does my Insurance Cost Differ from my Friends?